These Terms of Use (“Terms & Conditions”) apply to www.easyloans.com.hk (the “Site”), which is owned or controlled by BEIJING CHINA FINANCE LIMITED (the “Company”), although software, hosting and other functions and content may be provided by third party service providers (“Service Providers”) other companies affiliated with the Company (“Affiliates”), or merely in a business relationship with the Company (“Business Partners”). The Company’s Service Providers, Affiliates and Business Partners are intended third-party beneficiaries of this Agreement. Throughout the Site, the terms “we,” “us” and “our” refer to BEIJING CHINA FINANCE LIMITED.

The Site is a general website meant to highlight and promote the products and services of the Company and it allows users to link to various other sites owned and operated by the Company.

CAREFULLY READ THIS DOCUMENT BEFORE USING THE SITE, AS IT AFFECTS YOUR LEGAL RIGHTS AND OBLIGATIONS.

BY USING THE SITE YOU AGREE ON YOUR OWN BEHALF AND ON BEHALF OF EACH ENTITY ON WHOSE BEHALF YOU ARE ACTING, TO BE BOUND BY THESE TERMS & CONDITIONS, AS WELL AS THE ONLINE PRIVACY STATEMENT AS SUPPLEMENTED OR MODIFIED BY THE COMPANY FROM TIME TO TIME, FOR EACH USE AND ACCESS OF THIS SITE. THESE TERMS & CONDITIONS APPLY EXCLUSIVELY TO YOUR USE AND ACCESS OF THE SITE. NOTHING HEREIN IS INTENDED TO, NOR DOES IT, ALTER, MODIFY OR CHANGE THE TERMS & CONDITIONS OF ANY EXISTING AGREEMENT YOU HAVE WITH THE COMPANY. NOTE THAT THESE TERMS & CONDITIONS CONTAIN WAIVERS BY YOU OF CERTAIN RIGHTS YOU MAY HAVE AGAINST THE COMPANY.

IF YOU DO NOT AGREE TO THESE TERMS & CONDITIONS AND THE ONLINE PRIVACY STATEMENT AS AMENDED FROM TIME TO TIME, YOU MAY NOT USE OR OTHERWISE ACCESS THE SITE AND YOU SHOULD EXIT THE SITE.

This Site is not directed to or intended for individuals under 18 years of age.

The provisions herein are referred to as the “Terms & Conditions” and constitute an agreement between you and the Company. YOU ACKNOWLEDGE AND AGREE THAT YOU HAVE READ THE TERMS & CONDITIONS CAREFULLY, UNDERSTAND EACH OF THEM AND AGREE TO BE BOUND BY ALL OF THEM.

The Company reserves the right, at its sole discretion, to change, modify, add or remove any portion of the Terms & Conditions, including the Privacy Statement, in whole or in part, at any time. Notification of changes in the Terms & Conditions and/or Online Privacy Statement will be posted on the Site. Changes in this Terms & Conditions will be effective when notice of such changes has been posted. Your continued use of the Site after such changes are posted will constitute your agreement to such changed Terms & Conditions and/or Online Privacy Statement.

The Company may change, modify, remove, suspend, discontinue or terminate any aspect of this Site including the availability of any features or content at any time without notice or liability. The Company, in its sole discretion, may also impose limits or restrictions on certain services, features or content, terminate your access to parts or the entire Site, and terminate all rights and licenses contained in these Terms & Conditions without notice or liability.

The Company may also without notice or liability: (a) remove, modify or otherwise change any user’s Site access for material breach of this Agreement; (b) supplement or make changes to its user access or security procedures with notice to Registered Users; and (c) change the type or location of equipment, facilities or software used by it in providing access to the Site, provided that no such action shall have the effect of amending or otherwise affecting the parties’ respective obligations under any contract with the Company. All obligations created before termination shall survive termination.

• Not to use the Site in any manner which could damage, disable, overburden or impair the Site;
• Not to interfere with the security of, or otherwise abuse, the Site, or any services, system resources, accounts, servers or networks connected to or accessible through the Site or affiliated or linked sites;
• Not to upload, post, or otherwise transmit through or on the Site any viruses or other harmful, disruptive or destructive files;
• Not to disrupt or interfere with any other person’s use of the Site or affiliated or linked sites;
• Not to attempt to obtain unauthorized access to the Site or portions thereof which are restricted from general access (“Limited Access Areas”);
• Not to grant access to or use of any Limited Access Area of the Site to any third party except as expressly authorized under these Terms & Conditions;
• Not to use any robot, spider or other automatic device, or manual process to monitor, extract, collect, harvest or copy the web pages or any data or data fields contained at the Site including, but not limited to, personally identifiable information of any other user of the Site, or the names of customers of THE COMPANY or its Affiliates;
• Not to modify, assign, sub-license, sell or prepare derivative works of any materials on the Site nor to reproduce or publicly display, perform, distribute or otherwise use such materials except as expressly allowed herein;
• To retain, on all copies of any materials downloaded, all copyright, trademark, and other proprietary notices contained in the materials;
• To comply with all applicable laws, or policies that are posted from time to time on the Site, that relate to your use or activities on the Site.

If you have any questions or comments about these Terms & Conditions or this Site, please contact us.

Feedback and Information: Any feedback you provide at this site shall be deemed to be non-confidential. EASY LOANS shall be free to use such information on an unrestricted basis.

The information contained in this web site is subject to change without notice.

Copyright © 1991-2031 BEIJING CHINA FINANCE LIMITED. All rights reserved.

BEIJING CHINA FINANCE LIMITED

3/F CHEONG BUILDING 84-86 DES VOEUX ROAD CENTRAL HK

Updated by The Beijing China Finance Limited Legal Team on February 1, 2025